@media (max-width: 960px) {
  .home-page .hero-grid {
    grid-template-columns: 1fr;
    min-height: 0;
  }

  .home-page .hero-visual {
    position: relative;
    height: 320px;
  }

  .home-page .hero-figure {
    position: absolute;
    inset: 0;
  }

  .home-page .hero-figure img {
    height: 100%;
  }

  .home-page .hero-infobar {
    flex-wrap: wrap;
    margin-top: 1.5rem;
    border-radius: var(--radius);
  }

  .home-page .hero-infobar-cell {
    flex: 1 1 45%;
    padding: 1rem 1.25rem;
  }

  .home-page .hero-infobar-divider {
    display: none;
  }

  .home-page .hero-copy {
    justify-content: flex-start;
  }

  .home-page .trust-row {
    grid-template-columns: 1fr;
    gap: 0;
  }

  .home-page .trust-band {
    padding: 0;
  }

  .home-page .trust-item {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    text-align: left;
    font-size: 0.82rem;
    letter-spacing: 0.08em;
    padding: 0.9rem 1.1rem;
    border-bottom: 1px solid var(--line);
  }

  .home-page .trust-item:last-child {
    border-bottom: none;
  }

  .home-page .trust-item::before {
    content: '';
    flex-shrink: 0;
    width: 6px;
    height: 6px;
    border-radius: 999px;
    background: linear-gradient(135deg, #d4af37, #b8862d);
    box-shadow: 0 0 0 3px rgba(184, 134, 45, 0.18);
  }

  .home-page .card-grid {
    grid-template-columns: 1fr;
  }

  .home-page .card-grid-3 {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .home-page .contact-grid {
    grid-template-columns: 1fr;
  }

  .home-page .contact-map-wrap {
    height: 320px;
  }

  .home-page .liquidity-grid {
    grid-template-columns: 1fr;
  }

  .home-page .media-mosaic {
    grid-template-columns: 1fr 1fr;
  }

  .home-page .media-mosaic-cell--tall {
    grid-column: 1 / -1;
  }

  .home-page .steps {
    grid-template-columns: repeat(2, 1fr);
  }

  .home-page .step {
    border-right: none;
    border-bottom: 1px solid var(--line);
  }

  .home-page .step:nth-child(odd) {
    border-right: 1px solid var(--line);
  }

  .home-page .step:nth-last-child(-n+2) {
    border-bottom: none;
  }

  .home-page .process-photo-row {
    grid-template-columns: 1fr;
  }

  .home-page .quote-layout {
    grid-template-columns: 1fr;
  }

  .footer-grid {
    grid-template-columns: 1fr 1fr;
    gap: 2rem;
  }
}

@media (max-width: 720px) {
  .shell {
    width: min(1360px, calc(100% - 28px));
  }

  .nav-toggle {
    display: inline-flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
  }

  .site-nav {
    position: fixed;
    inset: 72px 14px auto 14px;
    flex-direction: column;
    align-items: stretch;
    gap: 1rem;
    padding: 1rem;
    border-radius: var(--radius);
    background: #ffffff;
    border: 1px solid var(--line-strong, rgba(20, 18, 15, 0.16));
    box-shadow: var(--shadow);
    transform-origin: top;
    transform: scaleY(0.9);
    opacity: 0;
    pointer-events: none;
    transition: opacity 0.18s ease, transform 0.18s ease;
    z-index: 60;
  }

  body.layout-main-body.nav-open .site-nav {
    opacity: 1;
    transform: scaleY(1);
    pointer-events: auto;
  }

  .site-nav-list {
    flex-direction: column;
    gap: 0.25rem;
  }

  .site-nav-link {
    display: block;
    padding: 0.55rem 0.4rem;
  }

  .nav-cta {
    justify-content: center;
  }

  .home-page .hero-actions {
    flex-direction: column;
    align-items: stretch;
  }

  .home-page .hero-metrics {
    grid-template-columns: 1fr;
  }


  .home-page .quote-form .form-grid {
    grid-template-columns: 1fr;
  }

  .footer-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 480px) {
  .brand-logo {
    height: 40px;
  }

  .home-page .quote-panel {
    padding: 1.35rem;
  }

  .home-page .media-mosaic {
    grid-template-columns: 1fr;
  }

  .home-page .steps {
    grid-template-columns: 1fr;
  }

  .home-page .card-grid-3 {
    grid-template-columns: 1fr;
  }

  .home-page .contact-map-wrap {
    height: 260px;
  }

  .home-page .contact-actions {
    flex-direction: column;
  }

  .home-page .hero-infobar-cell {
    flex: 1 1 100%;
    border-bottom: 1px solid var(--line);
  }

  .home-page .hero-infobar-cell:last-child {
    border-bottom: none;
  }

  .home-page .step {
    border-right: none;
    border-bottom: 1px solid var(--line);
  }

  .home-page .step:last-child {
    border-bottom: none;
  }

  .home-page .step:nth-child(odd) {
    border-right: none;
  }
}